Your Questions About Direct Loan Servicing

Ruth asks…

how to get student loan out of default?

i originally had a direct loan, then i had a 3rd party pay off direct loan, but i was never able to pay the 3rd party, so then the loan went to the newyork higher education people, and i was not able to pay them either, so when the loan went into default, nyhes sold my loan to another debt collector.
just recently i started making voluntary payments b/c my tax returns were garnished. there’s this repayment program that the creditor wants me to apply for, but it is going to add the collection costs and 18.5% interest to the principal, and then make that amount the new principal amount!
i am already having to pay back nearly twice what i borrowed, so if i keep making voluntary payments, will my tax returns continue to be garnished? i’m not really trying to buy anything, i would just like to get my tax return….

Nagesh answers:

(Reads over your inquiry), uh oh, what happened?!? I see that you have gotten in over your head with student loan debt. I myself am in that boat . . . The trade school that I attended back in January-July 2003 is holding me responsible for a $1.6K accounts receivable balance while Sallie Mae once held me responsible for a $4.35K balance and threatened me with default as well even though I was paying them what I could when I could pay it as a show of good faith.

I also see that you have engaged the option of loan consolidation . . . Good move. It is much easier to make headway on a loan that has a fixed interest rate. In my case, I have successfully whittled both balances down to $660 and $3.71K respectively. The moral of the story — it is possible to resolve this debt if you are willing to reorganize your economy to operate at a profit. It seems that you are having this lesson played out before you with disastrous results. Remember that interchanging creditors WILL NOT abolish your debtor status!!!

What will abolish your debtor status, you ask? Reorganizing your economy to operate at a profit is your only recourse. Is there another locale where you can reside cheaply that is relatively safe, sanitary, and sane? Is there a way for you to contain your utility expenditures? Is there a mass transit system nearby that you can avail . . . And how pricey is the privilege? Is it possible to have a reliable Internet connection that is not too costly? Look at your home phone service; is there not a way to scale it back or (if it serves no purpose) to abolish it altogether? Your personal micro-economy needs to be a lean, mean fighting machine because you cannot afford denial. Air fare over to Egypt is insane these days. All jesting and puns set aside, I will not lie to you and say that streamlining your economy will be easy. Your sanity is priceless like survival is and personal solvency will accomplish both sanity and survival. There is just no reason to not streamline your economy; just do it!!!

Unfortunately, it seems that your volition about whether or not to pay has been overridden, so negotiating with your creditor is not going to have the efficiacy that it normally would have if you had kept this matter under control. I would not consent to any repayment program a creditor offers because it is not to your advantage. Ditto for electronic compensation. Like I said, streamline your economy and determine what monthly profit that you can make and then offer that to the creditor. Keep at the fight for solvency and sanity, for it is worth your while. Good luck!!!

Jenny asks…

Student private loan issue?

I started to apply online at Chase for a private student loan. The info I provided about my school which is a community college the maximum I can borrow is $11,700, but when I calculated the total for cost of attendance my estimate was $17,760. When borrowing from a lender are all private loans based on cost of attendance at the school you will attend? I thought the max per year was up to $40,000 for a private loan?
Sorry, I forgot to mention $17,000 yr. isn’t the cost of my tuition, It would be the amount needed for me to pay rent, gas money to get me to school (40 minute drive) and other expenses. There isn’t any on campus housing for students and the rent for an apartment around here starts at 1200 a month.

Nagesh answers:

40,000 is a total for the entire school year which is July to July. Of each year. And most loan companies will based upon the school set the amounts you can borrow from them. Be sure to apply for any and all other financial aid for which you qualify for.

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Paying for college with private loans
By Lucy Lazarony • Bankrate.com

For some college students, federal aid just isn’t enough.

After maxing out federal loans, more and more college students are turning to private loans to finance their college educations.

To get a good deal on a credit-based private loan you’ll need to shop carefully. Interest rates and fees vary widely. And you may need the help of a creditworthy co-borrower, such as a parent, to snag one of the better deals.

“It’s important for students to be as informed as possible,” says Ronald W. Johnson, financial aid director at the University of California at Los Angeles. “Don’t assume one private loan is like another.”

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College students borrowed over $56 billion in federal loans in the 2003-04 school year, and $11.3 billion in non-federal loans, according to the College Board.

Nellie Mae reports that while private loans make up only 9.2 percent of student aid, students that do turn to private loans are borrowing quite heavily. The average debt level of a student who borrowed with a private loan in their undergraduate years is a whopping $41,900.

“Many students are being compelled to take out private loans by outdated and insufficient federal student loans,” says Marie O’Malley, a vice president of marketing at Nellie Mae.

Rising cost, rising debt
Many students turn to private or alternative loans after exhausting federal borrowing options. Despite climbing college costs, the borrowing limit on federal Stafford loans has not increased in a decade. The Stafford program is the largest source of student loan funds in the country.

“It’s just simple math,” says Carl Buck, vice president of financial aid services for Peterson’s. “The cost of attendance, particularly at private institutions, has gone up significantly and you don’t have the federal aid programs increasing their maximum borrowing lines at all.”

Undergraduate students that depend on their parents for financial support may borrow $2,625 in Stafford loans in their freshman year, $3,500 in their sophomore years and $5,500 in their junior and senior years.

“Many students simply need to borrow more than that so they turn to private loans,” says Sandy Baum, a professor of economics at Skidmore College and co-author of a recent study on student loans. “They’re also turning to credit cards.”

Federal student loan borrowing limits may have been fine over 10 years ago. Back in 1992-93, public universities charged $2,334 in tuition and fees and private colleges charged $9,340.

Today, public universities charge an average of $5,132 (up 10.5 percent from last year) in tuition and fees. Four-year private colleges charge $20,082 (up 6 percent from last year) in tuition and fees. Toss in room-and-board expenses, and the total cost for a student, at a public university, averages $11,354 and at private colleges, $27,516. It’s easy to see how a college student could be stuck with a steep education bill even after taking out a federal loan.

PAGE 1 | 2

— Updated: July 15, 2005

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Get ready! Cost of college is going up

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Robert asks…

how can a loan officer get clients in today’s market?

to think outside of the box, what should a loan officer do to get business?

Nagesh answers:

You don’t say what kinds of loans you’re talking about. So I’ll be general.

Make connections.

Actively join in community service organizations and keep an eye out for opportunities among the other volunteers.

Help others solve their problems. I.e. Realtors are having a tough time moving houses in my area of Florida some enterprising realtors have arranged a bus tour of available houses to give potential buyers a chance to see a lot of places in a short with low pressure. If you were to help something like this up in your area there’d probably be the opportunity to originate some mortgages out of the deal.

Provide local data to other businessmen in your area. If you help them suceed they’re gonna need capital to expand. You can gather your own data via on-line surveys and such or just provide data that you have access to to businessmen that you think will need it.

Network in areas that you already love. I know of one loan officer in Florida that made several boat loans simply because he was a sailor in his own right and folks came to him for help when they needed cash. Being something of a local expert he was perfectly positioned to separate the good opportunities from the bad and even the boat inspections that he had to do were not a real chore for him as much as checking up on friends.

Bankers used to be considered “Pillars of the Community” maybe that was because they supported their communities even when profit was not a direct motive.

Richard asks…

Why was my student loan transferred when I paid it off?

My student loans were being serviced by Direct Loans. On Wednesday, I believe I made what was to be my last payment. I noticed that the status was “transferred,” okay? Today I get an email from Mohela stating they now service my student loan. What student loan? It has been paid off from what I can deduct. Does anybody know what is going on?
I feel like I might get sc3wed??
Here’s some clarification so I get no more rude responses – thanks Paul! I made a payment on Wednesday for the full remainder of the balance. On Friday, a payment posts labelled as “other” for less than 2 dollars more than the payment I had made. Then I get an email, my loan has been transferred. So, now I have to wait 2 weeks to pay less than 2 dollars to pay off the loan in full. Why would this happen. Government at it’s best? Inefficiency? I just don’t get it.

Nagesh answers:

What might happened is that you went to pay your loan, but not through loan payoff. If you went to loan payoff or say you are going to pay the loan in full, it will calculate the total principle + interests you would have to pay. Then it would be 2 days to process and shown that amount you paid.
During those 2 days, the loan status / interest could be shown that you still own them. But since you paid the loan in full amount, those 2 days of interests – it will be deleted later on once they confirm that you paid the loan in full.

If you believe you paid the full amount on Wednesday, then you could call Direct Loans customer service line to ask them for details.

William asks…

I need help with student loans?

Long story short since 2007 all my mail has been destroyed/hidden/kept from me. Everything.
Why this is important is because I am now finding out that i am close to $70k in debt with student loans. See at first it just didnt add up i went to a private college for 1 year. I failed out, the college at that time was $33k a year, now when I brought this to the attention of the account holder/loan distributor/bill payer of my college that year, she told me that all those scholarships — because i failed out turned into a giant loan equaling $26,737, that i now have to pay back to government.

How I found out about all this?? Around Christmas Chase Bank sent 2 letters that I just happened to find in the garbage (i was looking for a ring i thought i lost while throwing something away) The letters unopened with my name on them, SO I opened them and Chase Bank said that i have 2 accounts and that by calling this number provided i could seek help on making payments, so I did, I called that number and they transferred me and the woman i spoke to was pure evil, she demanded $45,123 that day. I freaked out and said I thought this number was supposed to help me? She said no, you have to pay this outstanding accounts theres no way around it. So she started calling the person who co-signed on the loans and demanding the money, see i thought you had to receive some sort of notice some sort of chance to repay loans? i dont know being as my mail has been kept from me since 2007, and i was told by my schools that they wouldnt start sending payment options until i had been out of school for a year, beginning 2011 would have been my full year out of school so i was waiting for the letters to come so i could start making payments, i never got them, i asked and no one knew what i was talking about i tried to figure out from the bank but the person who is joint with me blocked all access from me. i cant even put a $1 into that account without her being present.

And yes I am really this clueless because of the person who did all of this kept me in the dark on purpose hiding destroying letters, any opportunity i had to make payments is now gone,
I know nothing about financial, nothing at all. all i know how to do is pay the bills i have now on time, i know that if i dont pay for gas my car wont run, thats the extent of my knowledge with money, because this said person kept me from a lot growing up, cant do anything but listen to them.

i am financially stupid and you are supposed to be able to trust said person because that person owns you.

I guess what i want to know is how do i go about getting information and how do i start making payments because this is in my name and i want to take care of it, said person took away any chance i had to make it right the first time and now im almost positive its too late for a lot of it.

So the Chase Loans are “Charged Off/Written Off” — what does that mean and is there anyway to reopen them and make payments? They didnt negotiate any form of payment with me Christmas ’11, so im not sure what else i can do??

The Government loan, that is supposedly “my scholarships” I still have time to start making payments but I only make $600 a month, so I was wondering if anyone knows how I can get in touch with IBR to start making payments based on my income.

Also is it even possible for your scholarships that you earned turn into a giant loan if you failed 2 classes? (The college I went to is completely paid off, there are no bills to them whatsoever).

I just need help to get me started on what has been taken away from me. I know it cant be too late.

Please dont be hateful, if you want i can explain my situation further in an email, but i seriously had no knowledge of any of these loans except one chase loan that i never received letters for.

I know it is my fault and i know its my responsibility i will be making calls on monday to get everything started so i can get my life back i have too much to live for, a man that loves me and i wont be able to be with him without this taken car of, i want a life, i need this taken care of and i thought this could give me a headstart into monday considering i have no idea what to do or look for.
Yes this is the VERY short verison of everything i have been through in the last 6 months

Nagesh answers:

A lot of students who are gradating from college are then left holding a huge amount of student loans. Regardless of whether you have a PLUS loan, a Stafford Loan, a Federal Perkins loan, or private student loan, there are a wide variety of student loan consolidation services which are available to help consolidate all student loans into one single debt. By consolidating your student loans, this can result in a much lower interest rate, and in some cases this can also dramatically reduced monthly loan payments and help people pay off their debts much quicker. The good news is, many of the consolidation services will offer a fixed interest rates for the life of the loan, which allows you to lock that interest rate for as many years as it takes to pay off your student loans and you do not have to worry about the interest rates skyrocketing on you.

One of the first things you should look for when choosing a student loan consolidating company is their cost of service. There are various services available and the type of service you may need will depend on your particular debt situation. The cost of the debt consolidating service will greatly depend on whether your bills are current , slightly passed due or if they have been past due for months, or even years. It is important to check into more than one debt consolidating company and to be as open with them about your situation as you can. By exploring more options, you will ensure yourself you are working with a company with whom you feel comfortable with and feel you are getting a great day with at the same time.
Another thing you should consider when choosing a student loan consolidation company is the length of time it will take you to become debt free. The amount of time it takes will depend on your individual situation, so there is no set time frame which can be given up front. Once you have explained your financial situation to the debt consolidators, they will be able to give you an estimation of how long it will take to pay off the debt and for you to become debt free.
Some Benefits to Consolidating Your Student Loans:

You can receive as much as a 50% lower monthly payment obligation.
There are never going to be any penalties for paying off your student loans early.
You are able to consolidate your student loans without having to run a credit check and without having a co-signer
If you choose a federal loan consolidation there are no fee.
Your consolidation loan interest is also going to be deductible on your federal taxes.
Consolidation Companies:

Below are a few recommended resources to check into if you are seriously considering consolidating your student loans. These companies will be able to help direct you and answer questions you may have and will get you started on paying off your student loans in no time.

Student Loan Consolidator
Chase Loan Consolidator
My Student Loan Page

Good luck!hope this helped.

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Your Questions About Food Network

Joseph asks…

food network help!!!?

does any one know how u get on ace of cakes or food network challenge??? do u know how much it costs??

Nagesh answers:

To be in the audience or a contestant?

Ace of Cakes is more like reality show – they don’t have an audience or contestants – so I don’t know what you mean for that show. The non-employees you see are part of the celebrations they are making cakes for – and the people making those cakes are real employees of CCC.

But Food Network Challenge is a contest and you can check this page on Food Network to see what opening, if any, they have coming up: http://www.foodnetwork.com/shows/be-on-food-network/index.html However I’m pretty sure that FNC is all by invitation.

As for audience members – I see in the local papers when they are looking for people to show up for an audience. If you are in a good sized town – you might see if there are any websites or message boards that cover the local food scene – and start reading them as FN often contacts them in order to get audience or restaurant recommendations when they are filming in the area.

Ruth asks…

Who’s watching The Next Food Network Star?

Who do you want to win and why?
No, there are legit stars from that show. Guy Fieri is one, and Aarti Sequeira seems pretty popular.

Nagesh answers:

I am a huge food network fan. This season on Next Food Network Star is interesting so far. I would have to say that my favorite so far Orchid. She has a great personality and always has a huge smile on her face. I could picture myself watching her show because she seems very down-to-earth and likable. I would say that in order for her to win, she needs to make sure all her dishes are on target, since sometimes the judges have not been a huge fan of her food. Overall though, I think she has what it takes to win this competition. I’m looking forward to see what happens! If you ever forget to watch an episode and want a good recap check out TheCelebrityCafe.com.

Nancy asks…

Food Network?

Who is your favorite food network star?
I love Paula Deen and Rachel Ray!
Ooh I forgot about Alton Brown! Love him!! I like Giada okay. She kind of grew on me but I think she looks like a bobblehead doll. Tyler Florence is a local boy, of course I like him too! I watch too much Food Network!!

Nagesh answers:

You must be my husband.

I like Rachel Ray, but no one can be that happy!

I like Paula Deen because she raised her sons alone and pulled herself up by her bootstraps and when she found Michael… He was just the guy who supported her the most and he’s lovely… Plus she cried when he brought her boys (and daughter in law) to Europe so they could share the experience with her. You gotta love a guy who does that… And who sits and watches her kiss other men because they can roast a chicken – lol

My favorite? It changes from week to week…

I used to love Emeril, but he’s a bit overdone now.

I used to hate Bobby Flay but now he’s started to grow on me.

I used to think Giada was a prisspot, but she’s actually got reality firmly in hand when she cooks.

Hmm….

Okay, I’ve got it. My favorite is Mario Batali because he not only knows how to cook the food, he knows how to match regional cuisine with regional wine and it’s all so natural to him… The history of the dish… The geography of the region…. The instinctive creation of the dish… He’s the man 🙂

John asks…

Do you watch Food network?

Who watches food network??? 😀 I DO!!!!!!!! YAyyyyyyy!!!!! I just wanted 2 knw if anyone else watches it. And if so how old r u??? im 12 😀
My favorites are: Paula Deen, Emeril Lasse, and (i know shes not a cooke but)Rachel Ray!!!! II met her once!!!! Cuz she had a book signing right where I lived like about a half hour away so we went!! And I met her!! It was amazing! And i even took a pictuere with her and my sisters!!!! 😀 And thanks everyone who commented!!!

Nagesh answers:

I love Food Network. I am 48 years old. When I was your age, there was only 1 cooking show on TV and it was only on once a week. I am so happy that there are dozens of TV chefs to watch and learn from. My favorites are Tyler Florence, The Neely’s, and Guy Fieti. Who are your favorites?

Mandy asks…

Where can I watch Food Network shows online?

I do not have cable television and I love all of the food channel shows. Is there a link or place i can find online to watch them, such as megavideo, zhare, etc?

Nagesh answers:

Unwrapped is a biggest food network channel. Marc Summer is the host of this series. Here you can watch all the episodes regarding food network. I have such a good source in my mind where you can watch all the food shows online, Moreover you can also share your own recipes here.

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Your Questions About Direct Tv Customer Service

Lisa asks…

Does Direct Tv carry Funimation?

If so, what channel.

Nagesh answers:

DirecTV does not have the linear FUNimation Channel (the only 24/7 anime channel in the US) yet.

If you want the FUNimation Channel for your home…

All you need to do is request it.

Step 1. Call a Direct TV Operator
Step 2. Ask for Customer Service Rep
Politely…please
Step 3. Explain to them that FUNimation Channel is a 24 hour anime channel
Step 4. Let them know you would keep with them or switch providers to receive the channel.

Also….

Send note in your next Direct TV bill

Fill out customer service forms on Direct TV’s websites

Go to Direct TV’s office and ask in person!
Better yet…bring them baked goods every week until they add the channel.

That’s the best way to let the cable/dish companies know you want the channel. They file these requests and send them to the corporate offices for review.

Ruth asks…

For those of you that has experience with DISH network and DIRECT TV please give me the downside.?

As above…….

Nagesh answers:

Direct TV almost doubles in price after the introductory period is over, but they have excellent customer service.

Dish keeps it’s prices about the same (they go up a little bit) but has HORRIBLE customer service.

I use Direct TV. At least if there is a problem it will get resolved quickly and the person on the phone will be nice about it.

William asks…

Direct TV or Dish Network which is better?

I am going to switch from Suddenlink cable to satellite because Suddenlink is just to expensive for the few channels i get i can get way more channels with satellite then Suddenlink for about the same price if not cheaper but i have never had either so i need some opinions on which is better I have looked at and compared both and im leaning more toward Direct Tv manly because i don’t have to pay any deposits are activation fees if i go with them and the package i want is 39.99mo and with Dish it is 49.99mo but what i want to know is which has better quality and more reliable during bad weather and of course who has better customer service?

Nagesh answers:

I would check your numbers again – Dish Network works out to be $14/mo. Cheaper than Directv after one year: http://www.sathookup.com/dish-network.php
Direct TV: http://www.sathookup.com/directv.php

James asks…

direct tv question………………………………….?

i have a direct tv account and it has been blocked because i tried the wrong password 2many times. how long will it b blocked for???

~thx

Nagesh answers:

Just call customer service. If you can confirm that you are the account holder, they should be able to unblock your account and reset your password right away.

Thomas asks…

Which TV service is the best?

-FiOs
-Dish Network
Direct TV

Which one is the best? And please explain why? Keep in mind these:

-Price
Customer Service
-If it still works on rainy/inclement weather days
-The more channels, the better
-Must be able to record (like DVR)

I’m really concerned about price because I heard Direct TV is really good quality, but really pricey. I heard Dish has the most channels and cheap, but really bad customer service and it doesn’t work on those bad weather days.

Thanks!

Nagesh answers:

FIOS is about the ONLY RAINPROOF choice you have….

That’s because they have a Gigantic Dish compared to the others….and by delivering it Via Fiberoptic Cable Buried UNDERGROUND, there are no Car Crashes to take out the cable line like Cable has…plus it doesn’t need line amps to boost the signal either…NO noise, less failures, rainproof….who wouldn’t want Fios ?!

But if you want Satellite, get Dish, they have a BIGGER Dish than Direct TV has…it’sa little better due to the Dish design and the weather guards don’t leak like Direct’s does…

And who really needs to deal with customer service? Once, twice a year is no big deal to me….and in MOST cases, unplugging your power cord to the Dish Box fixes it.
It’s when you have to repetively unplug the box that you have to deal with customer care.

Funny thing is I have heard “it doesn’t work on rainy days” from both DISH and DIRECT TV customers….

My Direct TV was bad…due to a bad weatherguard that was installed on initial installation…took TWO YEARS for them to figure it out ! Then DISH was perfect until I wanted to upgrade to HD…$200 to upgrade !! (Plus a bee’s nest was starting to take out the signal)

Then Verizon Fios did it free of charge…FREE !

And I have NEVER had any problem with Verizon FIOS.

Plus you can get special deals that are better than your original deal, if you wait for it. Just did that recently…sure I have to stay with them for 2 years, but hey — they have provided Internet and Telephone for the last 20 years anyways and it’s ALWAYS WORKED…So 2 years with a reliable company is NOTHING compared to a questionable service provider.

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Your Questions About Fandango

Linda asks…

Is Fandango over as a heel?

Nagesh answers:

Well, he’s a whole hell of a lot more over than he was as “Johnny Curtis”.

In short, yes, Fandango is over. I know the internet fans despise him but when you think about it, what does that matter? Most internet fans despise everyone. Fandango hasn’t even wrestled a single match yet, not one, and he’s already more over than half the roster. I think that says a fair amount. He’s wrestling his “first” match at Wrestlemania against Chris Jericho. That’s pretty huge. And while I was hesitant about his gimmick when those hokey videos first started playing, he can actually do it well. Really well. He has the charisma to make it work. He’s comfortable in the role he’s playing.

Fandango is doing a hell of a job so far.

Donald asks…

Can you return movie tickets to Fandango?

I was trying to buy Harry Potter tickets and I accidentally bought them from 12:12pm on Wednesday instead of 12:00am Wednesday… Confusing! Anyway, I really would rather not have the $30-something charge on my debit card, can I return them somehow? Thank you!

Nagesh answers:

Http://fandango.custhelp.com/cgi-bin/fandango.cfg/php/enduser/std_adp.php?p_faqid=45&p_created=1005007769&p_sid=-Y678ICj&p_accessibility=0&p_redirect=&p_lva=&p_sp=cF9zcmNoPTEmcF9zb3J0X2J5PSZwX2dyaWRzb3J0PSZwX3Jvd19jbnQ9MjcsMjcmcF9wcm9kcz0mcF9jYXRzPTAmcF9wdj0mcF9jdj0mcF9wYWdlPTEmcF9zZWFyY2hfdGV4dD1yZWZ1bmQ*&p_li=&p_topview=1

Follow the link. It shall guide you to Fandango’s FAQ.

Richard asks…

Picking up Fandango tickets from Cinemark?

I preordered tickets for May 1st on Fandango a few weeks ago and I went in on April 10th to see if I can pick them up from the kiosk using my credit card and they didn’t find any tickets. I went again yesterday to see if I can print them out, and still it said that tickets could not be found.

Will a confirmation number work instead? Do I need to call Fandango about the issue? I’ve already called the theater and they said that it works through Fandango and not Cinemark directly.

Also, how does it work if I print out tickets online? I’d rather not because I want to have an actual ticket stub to keep.

Nagesh answers:

Yes, you need the confirmation number. What else were you putting in? Did you select the “later date” option? Also, you’re supposed to select “pick up tickets”, NOT purchase tickets” I do it all the time for operas and special event showings. BTW save yourself the $1.50 Fandango fee and just go to the kiosk, select “purchase tickets”, then on the left select “future date”. Then just choose the date and the movie you want and buy the ticket at the regular price. And Fandango DOESN’T guarantee you a seat as they promise. There’s no reserved seating and if it’s a big picture you’d better get there early if you don’t want to get stuck in the first row. Fandango’s a huge rip-off, jsut go to the Cinemark, choose the “future date” option and buy your ticket at face value. Take it from someone who knows! But you DO need that confirmation number because that’s how the system finds your purchase. Next time you go to the Cinemark, if there’s not a line behind you do a little experimenting at the kiosk and try the above procedure. You’re not actually buying anything until you send the payment through, but it’ll be a good lesson learning how easy it is. Here’s another good idea: If you can go mid-week, they have only 1 ticket taker. You want to save money on 3D? Keep the glasses, look online for a movie starting around the same time, then go to the theatre and buy a ticket for the cheaper movie but go into the 3D auditorium with glasses in your pocket/purse/whatever. I got to the first “early-bird” movie and haven’t paid more than $7.00 to see any 3D movie ever! You CAN beat the system!

Robert asks…

Where’s Fandango?

Nagesh answers:

Fandango a.k.a. Johnny Curtis is taking dance lessons from Chris Brown.

John asks…

Ordering movie tickets from Fandango?

I was wondering about ordering movie tickets through Fandango (never done this) and was wondering how it works….do they print instantly like a Ticketfast concert ticket or do you pick them up at the movie theater? Thanks!

Nagesh answers:

When ordering with Fandango you can order your tickets one of two ways.

1) ONLINE – You simply go through the steps for ordering the tickets. The site is very easy to maneuver. At the end you’ll be given a confirmation page. MAKE SURE you print that out and bring it with you to the theater. At the theater give the cashier the EXACT credit card you used during the online transaction. The tickets will print out. If they don’t then flash them your confirmation page and they will fix the problem and ensure you get your tickets.

2) PHONE – You can order your tickets over the phone by calling 1-800-FANDANGO. You simply go through the steps that the automated teller says. At the end it should give you a confirmation number. SAVE THIS. Again, you go to the theater and give them the EXACT credit card used. If the tickets don’t print give them the confirmation number to correct the problem.

Fandango really does help in creating less chaos especially if the theater you go to has a T.O.M. – a machine where you go a print the tickets out yourself. On the subject of the tickets not printing out do not fret because it does not happen very often. The only reason it happens is usually due to a bad connection during the purchase.

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Your Questions About Directions

George asks…

Big time rush and One direction tour?

Is One direction preforming with Big time rush on August 14th at the Saratoga Preforming Arts center? I’ve looked on two different websites. One says that it’s cody simpson and the other says it’s One direction. I really need to know because my friend bought tickets and i only want to go if One direction is playing because obviously i’m a really big Directioner!!!!!!!

Nagesh answers:

One Direction and Big Time Rush tour is about coming to an end this Friday. So the one you probably read will be Cody Simpson. And One Direction’s going to be touring in Australia around that time

Sharon asks…

One Direction or The Wanted?

So if you say “The Wanted” then you probably smell weird… hehe One Direction forever !

Nagesh answers:

ONE DIRECTION ALL THE WAY!! They’re f*cking amazing!! The Wanted just doesn’t do it for me, One Direction are soooo adorable&lovely and they sing the best songs, wish I was seeing them 🙁
Love them soooo muchh!!

Ken asks…

unit vector direction?

find the unit vector that has the same direction as the vector below:
v = 4j

Nagesh answers:

Remember that j is itself a unit vector in the direction of the positive y-axis. So our vector v is in the same direction as j but has a length of 4. Thus the unit vector in the same direction as v is simply j.

Nancy asks…

direction cosine question?

What are the direction cosines of the axes Ox, Oy, Oz

many thanks

Nagesh answers:

Each axis has direction cosine 1 in its own direction, and 0 in the two perpendicular directions, so:

Ox: (1, 0, 0),
Oy: (0, 1, 0),
Oz: (0, 0, 1).

Maria asks…

Conventional electric current direction?

Why we should take the electric current direction opposite to the electron flow direction.

Nagesh answers:

Peter K is correct.

Before finding that electrons are the current carriers, it was thought that positive charges are the current carriers and the direction of positeve cahrges was taken to the direction of current.

Till today we take the direction of positive charges as the direction of current.

That is if electrons flow from one point to another point , then the current is said to be opposite to this direction.

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Your Questions About Facebook

Lizzie asks…

how to put layout on facebook?

i want the put layout on facebook

Nagesh answers:

Facebook does not have that option.
Lol

Sharon asks…

FACEBOOK!!!!!!!!!!!!!!!!!!?

I need a funny natural facebook status so it will be scene in an update!!!! PLEASE
ima troll did i really ask you to tell me if facebook is gay???…..NO I DIDN’T

Nagesh answers:

Facebook is gay.

David asks…

Help me login to my facebook?

Help my login my facebook

Nagesh answers:

Open facebook on your browser,look for the email link.Type in your email address and your password underneath.Voila! You will now be logged into your facebook account.

Mary asks…

facebook.com!!! facebook.com facebook.com!!!!?

whats a good way to promote a website like steptorun.com on facebook,… any suggestions

Nagesh answers:

Make a facebook page for it?

Http://abrax.us/Facebook/GetMoreLikes.php

pay money to promote it in an status update?

Http://abrax.us/Facebook/Promote.php

Paul asks…

Poll: Facebook or Twitter?

I never had a twitter account atleast for more then 2 days, so facebook

Nagesh answers:

Facebook twitter twitter facebook mmmmm tough one that. Facebook final answer.

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Your Questions About Directx

Lizzie asks…

unable to download directx?

have sky rim game,98%of game loaded, its trying to load microsoft directx, so far 3 failures. statement states. Went to directx via. yahoo, tryed to download from there, failed there, message (go to to dxerror.log & directx.log see window folder for problem. cannot find window folder to resolve problem.

Nagesh answers:

Skyrim requires DirectX 9. If you have Windows XP, have run Windows Update reasonably often, and have a DX9 capable card, then you already have DirectX 9 and have no need to update. The same goes for Vista and DX10 and Win7 and DX11. You might want to tell us more about your computer. Operating system? CPU? RAM? Video card?

Daniel asks…

Is it possible to downgrade DirectX?

I downloaded a cracked Vista DirectX 10 for XP and I’m not sure it works flawlessly so I want to downgrade it back to 9.0c.Is it possible?

Nagesh answers:

Try installing the DirectX 10 from this website:
http://www.microsoft.com/downloads/details.aspx?FamilyId=5493F76A-6D37-478D-BA17-28B1CCA4865A&displaylang=en
After this installation everything should be fine. Installing cracks of a program isn’t always the best idea so try installing the normal version. And why did you crack it when there already is a full version to download on Microsofts webpage? Next time search the web before cracking.

Donald asks…

How to install older version of DirectX?

I have a program that uses 3D graphics. I have DirectX v10 installed. I haven’t been able to get the program to open yet and the tech support people said that it might be because I have v10 instead of v9 which the program was created for. I thought, easy fix. Wrong. When I try to install v9 it quits part way through when it discovers I have a newer version. How do I get around this??

Thanks
OK, I tried the majorgeeks link and the program didn’t do anything. I can’t install the v9 until I get rid of the v10. Now what??

Nagesh answers:

Unisntall DirectX using DirectX Happy Uninstall from
http://www.majorgeeks.com/download4347.html
(can also be found doing a quick Google search)

Then try reinstalling DX9

Linda asks…

help help directx help wanted ????

i copy installed files of WARCRAFT but when i run it it says direct 8x or latest needed when i went to microsoft and download latest version of DirectX and then irun its setup but after some time it is saying “a cabinet file necessary for installation can not be trusted. please verify the cryptographic services are enabled and the cabinet file certificate is valid.”. i also disable some service for speeding up windows , tell me what can i do
THE SERVICE IS ENABLED AND ALSO CHECKED IN MSCONFIG EVEN NOT WORKING NOW ALSO WHAT CAN I DO ??? PLZ HELP GUYS!!!

Nagesh answers:

Try uninstalling both Warcraft and DirectX. Then, go to Microsoft and reinstall DirectX. Here’s the link:

http://www.microsoft.com/downloads/details.aspx?FamilyId=2DA43D38-DB71-4C1B-BC6A-9B6652CD92A3&displaylang=en

Once you’ve done that, install Warcraft, again. Sounds like a file didn’t install properly the first time and installing Warcraft AFTER DirectX might work.

Did you try doing the above? You might also want to try this:

1. UNINSTALL Warcraft.

2. RESTORE your pc to a date earlier than when you installed Warcraft.

3. Go to INTERNET OPTIONS. Under TEMPORARY FILES, click on Delete Cookies and Delete Files.

4. Go to System Tools, Disk Clean-Up and Disk Fragmenter. Follow prompts.

5. Reinstall DirectX from Microsoft (make sure to install the latest DirectX version BEFORE you install Warcraft).

6. Reinstall Warcraft

See if doing all that helps.

Good luck!

Paul asks…

Please help me…DirectX Problem?

I have an old notebook having s3 savage ix. I have a game needing directx 9 but doesnt work with my driver.

Since it is old, the manufacturer doesn’t upgrade drivers anymore.

Pls answer

Nagesh answers:

DirectX has nothing to do with drivers. Your laptop must be at least (minimum) 8 years old because that GPU is ancient.

I find it extremely unlikely that something with such ancient hardware could be upgraded. Look online for a new laptop with a GPU that supports DirectX 9.0c, with that you will not have any issues with compatibility.

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Your Questions About Fox News

Michael asks…

Fox News vs. White House?

I’m just wondering if the White House claims Fox News to be wrong about anything, why don’t they come onto the news to show them “wrong”. So far, I haven’t seen any stories that have been manipulated in any way, but if Fox News isn’t right on the dot, why can’t they come onto Fox News to debate it? They also have to understand that some of the shows are opinionated and have the right to freedom of speech. And do you fear that perhaps we aren’t getting all the true information from the White House?

Nagesh answers:

By criticizing Fox News, the White House really meant to criticize the American people. They wanted to remind people that the majority of the programs on Fox News, such as the Glenn Beck Program, and the O’Reilly Show, are opinionated programs and not news programs, as part of the public has been treating them. When it comes to the News on that channel, its not nearly as unbaised as other networks, but it also isn’t anywhere near as bad as the White House claims it to be. It does voice Republican Opinions, but after all, the purpose of news is to tell you the news, and if Fox News wants to add some opinion to that news, then they should go ahead. People will or won’t watch, and the White House can’t control that.

Sharon asks…

Whats your opinion on Fox news?

theres so much controversy on fox news. i dont understand why. Your opinion?

Nagesh answers:

How do I put this politely?

Fox News–a.k.a. NEWSCORP–was bought out entirely in the 1980s by a billionaire Australian named Rupert Murdoch. He still owns a controlling share of that thing.

And he has been hellbent since day one on a) making “tabloid style” biased news (if not fabricated info-tainment) the mainstream, and b) making sure everyone believes that mainstream journalism has too much “liberal bias”, whether it in fact has any or not.

Basically the guy is about as far right politically as Mussolini and wants–nay, Demands–that America become the same. In the early 1980s there may have been a point to it–a need for intelligent, contrarian journalism. But that was _how many_ years ago? Times have changed but their message hasn’t. If anything it’s become more dogmatic, doctrinaire and hard-line than before: right is right, hard-right is “more right”, and everyone else is wrong (and doesn’t deserve any freedom of expression, never mind any say in how the nation is run).

This wouldn’t be so bad, but: most of the Billionaires and One Percenters–your CEO Class in America–actually have it in their greedy, financial “best interests” to follow Murdoch, Fox News, and folks like the idiot Tea Party as far right as possible if only because it means “more tax cuts” that let these “people” hate and hoard money, and hate and hoard money some more.

If people like Murdoch, like the Koch Brothers, like all of the _other_ Tea Party sponsors, had it their way tomorrow, America would be a detuned sort of fascist state. We wouldn’t be at war because we’d be broke–we’d be a puppet dancing on China’s string one day, India’s the next, and Saudi Arabia’s the third. But otherwise, we’d be openly totalitarian. Ordinary citizens would either work on the Wal-mart plantation for prison wages or be tossed into a Meat Grinder for Soylent Green purposes. One Percenters would own 99 percent of everything and everybody, while the Bottom 99 Percent (the rest of us, mere citizens like you and I) would scrap and fight over _one measly percent_, as we live in rot and ruin, begging hand-to-mouth to get by. As it is in Somalia. As it is in Haiti. As it was in New Orleans, post-Katrina. As it’s becoming in Detroit.

That’s not even why it’s controversial though.

It’s controversial because so many, so many, _TOO many_ people, just eat this up. They swallow the Fox News propaganda stream–and yes, Rush Limbaugh himself admits that it’s propaganda–whole and unchewed upon. People aren’t even thinking about this crap–they aren’t even bothering to fact-check a damned thing. All they do is watch, and watch, and watch, and when they have their fill they hit the internet and regurgitate it right back at the rest of us, puking and parroting their “talking points of the day” as if they were automatons, robots with no thoughts of their own in their heads. They mindlessly copy and paste it all, line and verse, the way a religious fundamentalist quotes gospel. Not as a way to inform or enlighten, but as a _weapon_ with which to bully, browbeat, terrorize and silence. These people even get their insults, wholesale, from the same exact source.

It’s a group mind. It’s a really dumb sort of group mind–like lemmings who believe they are Borg, and that resistance is futile.

Among other things. That’s the controversial part–that otherwise intelligent, functional human beings can actually swallow this degrading line of bullsh=t and endlessly mouth it off to all that moves. And for some perverse reason we put up with it: the rest of us tolerate it when the fundies and rednecks and trolls and haters bully, threaten and attack us with this damned fool nonsense.

How anyone believes in this stuff I don’t understand, but the bullying–the relentless attacks and abusive conduct–has got to go. It’s _Going_ to have consequences, and soon.

It’s going to be a harsh, bitter winter if we end up _going back_ to the madness of the last decade of fail, to the policies of one nation, under Bush/Cheney (and their Arab and Big Oil, Big Banking butt-buddies).

Mandy asks…

Why do democrats lie about Fox News?

Who’s the most biased?

Polls on how Americans saw the mainstream media (TV and print) election coverage in 2008:
-Rasmussen poll: 69% for Obama, 6% for McCain
-Pew Research poll: 67% for Obama, 11% for McCain
-Sacred Heart University poll: 68% for Obama, 9% for McCain
Fox News/Opinion Dynamics poll: 67% for Obama, 11% for McCain

University of Connecticut’s Department of Public Policy survey of journalists, nationwide, during the 2008 election: 52% supported Kerry, versus 19% for Bush.

11/21/08 Zogby poll: Fox News most trusted TV news source: approval 39%; CNN approval 16%; MSNBC 15%. A majority think the media is biased: the web is the most trusted news medium (over TV and print combined).

2008 Pew poll: Fox viewers are least politically skewed: 39% are Republicans, 33% are Democrats 33%, while at CNN viewers 51% Democrat and 18% Republican.

I’ve posted the above facts many times in defense of Fox but still get the totally unresponsive, “Oh, you’re just a Faux News drone!” It’s as though democrats are illiterate and are unable to read polls. On the other hand, some scientists found that their “brain” is…well, abnormal:

-10/28/10 NBC news: University of California at Davis and Harvard University find “Liberal Gene” as partial answer as to why liberals think the way they do.

Now watch them: Not one democrat will address the polls results. They’ll attack me, the polls or Fox using the method of argument all democrats use: simple-minded name-calling, ending with “It’s Bush’s fault!”

Nagesh answers:

“Study finds Fox News viewers more likely to be misinformed on basic political facts”
http://iowaindependent.com/49303/study-finds-fox-news-viewers-more-likely-to-be-misinformed-on-basic-political-facts

The study finds Fox News viewers to be the more likely to be incorrect with each incremental increase of exposure to Fox. The respondents who watched Fox News on a daily basis were at times twice as likely to be wrong as those who never watched Fox.

Furthermore, the study found it was not a partisan divide. The respondents who watched Fox, but voted Democratic were just as likely to be incorrect as those Fox viewers who voted Republican.

Lizzie asks…

Are you missing the news by only watching fox news?

Fox news is brainwashing republicans.Watch another channel, if just for a day.You might learn what is really going on. Did you know Iraq wants us to leave? Did you know Al Queda is on the rise in Afganistan? The terrorist in Iraq are manufactured. Al Queda is in Afganistan. Iraqis themselves are terrorist in Iraq.Why are we ignoring Afganistan?
Anti-dem; you are brainwashed, Obama has been yelling about getting more troops to Afganistan for almost two years.The surge is working? Working what? As soon as we leave Iraq will change to a single party government, no matter when we leave because that’s what they want anyway.That’s not working, of course if you put enough troops there violence will be down. Working is changing peoples hearts. You can stay there forever and that won’t happen.

Nagesh answers:

Fox News viewers are no more or less brainwashed than other main stream media fans. That Fox appears hold a different view is all for show – to deceive you into thinking that meaningful differences of opinion are presented in the media.

The news media no longer plays the role of “fourth branch of government” (that is, it keeps the government in check by asking the important questions and conducting investigative journalism). There was a time that was somewhat true but it is not so today. The very last round of media merges made possible by the Bush administration was the straw that broke the camel’s back.

The main stream media is owned by a very few corporate giants. Those giants and their major shareholders own other companies that profit from the war and the war on terror. There is cross-over between ownership and boards of directors of media corporations with the corporations that profit directly from war and terror, and globalist think-tanks that influence our foreign policy, and the corrupt Federal Reserve. There is also cross-over in ownership and board membership with companies that have a direct impact on our health and the food we eat.

Research General Electric for example. Learn what media outlets it owns, and learn what else it owns that profits as a result of war, the war on terror and unstable oil prices. Learn its role as a Pentagon supplier. Worthy of note is General Electric’s ownership of National Geographic. Knowing that GE is a profiteer of war and the war on terror, can we trust its documentaries about those topics? We would be fools to do so.

The role of today’s main stream media is to promote government propaganda and corporate interests, at the expense of the people. The media feeds us a version of reality that best suits the profit and power motives of its owners. We must become media wise. Start here:-

General Main Stream Media
http://www.globalissues.org/HumanRights/Media.asp

Focus on US Media
http://www.globalissues.org/HumanRights/Media/USA.asp

For some examples of how the media presents “fake news” to promote corporate interests in a way that makes the reader believe it to be real news, go here and watch the “before and after” clips. These media people are very slick!

Http://www.prwatch.org/fakenews/findings/vnrs

It is now public information that the media conspired with the Pentagon to feed us propaganda to induce support for the Iraq war. A couple of main stream media outlets have now acknowledged that but most of them continue to black out the story.

Http://www.nytimes.com/2008/04/20/washington/20generals.html
http://thinkprogress.org/2008/04/25/pbs-breaks-media-blackout-of-nyt-story-on-pentagon-propaganda/
http://www.commondreams.org/news2008/0421-05.htm

It gets worse. The reason for embedding journalists during the early stages of the Iraq war was not about safety for journalists. It was to allow the Pentagon to control the message. The disregard for the safety of non-embedded journalists should be an embarrassment for every American. The film linked here, created by a member of the MSM, covers it. It is a must-watch film for any American who wants to avoid being “sold” another war (Iran).

Http://video.google.com/videoplay?docid=-4437853756074043715&q=weapons+of+mass+deception&ei=RDceSJyRO6HuqgPs8uDKAQ

We must stop letting the war profiteers spoon fed us the “reality” they require to support their profit and power motives.

How about the recent tomato scare? How many people became sick or died? What is the population of the country relative to the number of people affected? How many people die in car accidents each year? Do we ban cars? If you look at the numbers affected by the tomato “non-crisis”, you can conclude that the story was grossly overblown in the media. Why? Because the chemical companies that stand to profit want to see mandatory food irradiation. More money for them, less nutrition for you. If you don’t believe that food irradiation depletes nutritional value of food, that is your prerogative but I ask you … shouldn’t people able to choose whether they eat irradiated food? If things progress as they are, eventually you won’t have that choice.

The change will have been “voluntary” because the media will have convinced us that food irradiation is necessary to keep us “safe”. In that sense, the food irradiation issue has some elements in common with the war on terror. Your chances of being injured by Arab terrorism are about the same as being struck by lightening, yet the media keeps the war on terror alive daily, both directly and subliminally. Meanwhile, the government continues to introduce more and more legislation restricting civil liberties and privacy, all in the name of keeping you safe from terrorism.

I should add that when I use the term “spreading propaganda”, I also refer to the media practice of failing to disclose important points. What they don’t say is often more important than what they do say.

The corporate media is the greatest threat to democracy this nation has ever seen. Democracy will disappear if we don’t wise up to it. It is also a grave threat to our health because of the way it uses fake news to promote corporate interests at the expense of the health and safety of the people.

Daniel asks…

Why does Fox News have so much?

power over liberals? They are obviously watching Fox News, yet say they hate Fox News and ask so many questions centered around Fox News. I don’t understand how one conservative leaning cable network garners so much attention. So, why does Fox News have so much power over libs? Just curious.
GWB – I beg to differ. How many instances do you see in here of cons referring to the lamestream media? None! Fox News has all the power, admit it.
Tims – Most cons do claim to watch more than one news program. I watch MSNBC for about 20 min every week just to get hooked up to their news cycle. They usually have one news cycle every 7 days. Oh and to see what RM is ranting about with teenagers cheering in the background. People don’t watch MSNBC because it spews hate so vigorously and effortlessly; it’s frightening.
Ed – A question that I often see on here is “Why do libs skirt the issues and rely on insults?”
D&A – let me quelch your curiosity….because conservatives don’t ask even 5% as many questions about all the lamestream media as the libs do about one conservative leaning network, Fox News…did you not get that the first time around in my original question.
Who – lame response.
U&U – Let me draw you a picture…libs talk about Fox News on here so much is why I liken it to Fox Nes having so much power over them. Catch up.

Nagesh answers:

Fox news leads all other news channels in ratings. They may be watching because Fox, unlike the lame stream media, presents both sides of issues. It also helps that Fox has the most beautiful women of all the other channels put together, and they are intelligent to boot!

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Your Questions About Direct Tv Customer Service

Mary asks…

Verizon fios or direct tv?

Nagesh answers:

I’ve had almost every cable and satellite provider throughout my life so far and I currently have fios so I will tell you my feelings.
Directv is good if you live somewhere where it does not rain and have bad weather often. If you get dense cloud coverage and bad storms you are going to loose signal from time to time which will get annoying.
The prices on Directv are good on sign up, but once the special offer is up prices can be high.
Customer service isn’t the best, but from what I’ve heard since I’ve had it was it has improved some.

Fios to me is great. I have never lost signal because of it being fiber optic to the house. Internet is fast and always reliable.
There are some cons to fios from others experiences. I personally have never experienced any of things, but will mention them.
People do complain that they have had billing issues before and had a hard time getting it fixed. People do complain about the poor customer service and wait times for it.
One thing with fios is you have to make sure whoever installs it knows what they are doing.
If they do it right you shouldn’t have issues. The same goes with Directv other then the weather issues.
Fios can be cheaper or more expensive all depending on where you live. They do offer bonus perks if you renew contracts when they expire if you have a contract. I received a $400 gift card for resigning. Fios does also offer a no contract service in a lot of places now which is great. Thats how I got service…..which no contract. After 2 years I went into one for the $400 prepaid card bonus because I was and am happy with fios. I pay the same as if I were paying for cable.
Picture on fios is amazing.
I honestly would never go back to Directv after having fios.

My advice is to compare prices and channel packages and take into consideration if you live in an area prone to bad weather. If so go with fios, if not and the prices beat fios go with directv.
Look at all of the hidden fees for things such as set top boxes. Directv says they’ll give you 4 free set top boxes, but you’ll end up paying for those in the long run. Directv will give you movie channels free for 3 months, but after that you pay full price. Fios had an offer for all movie channels for 50% off for a year. If you do the math the fios offer is a smarter offer.
If you are a football fan Directv’s NFL Sunday Ticket is great. Fios had NFL Redzone, but its nothing compared to Sunday Ticket.

Directv is running a special 2 year price deal right now which looks great. Usually it’s only for 1 year.
If you go with fios sign up online. Do not call and order by phone. There’s been a lot of stories about their service reps. Not giving customers what they ordered. Do it online and have a paper trail.

If I had to choose 1 or the other fios would be it just based on no signal loss. I’ve had it for about 3 years now and have never lost signal even when my neighbor who has Directv and my other neighbor who has cable has lost signal during bad storms.

Linda asks…

how do i program my direct TV remote to work with my TV?

The TV is a Westinghouse TV. None of the codes work that they have except one but it programs the remote wrong. Now the channel button is the actually volume button and the mute button turns off the TV. is there any way to program it right besides using codes.

Nagesh answers:

Hi,

Your best bet would be to either call direct TV customer service and ask them to give you the remote code for your TV model or you can google the following:

“program direct TV remote for”

and at the end put your tv make and model.

There are a lot of sites that have instructions and codes you can find fairly easily if you have a universal remote.

Sandra asks…

Mislead into buying a package with Direct TV!?

I got lied to about a internet and TV bundle, they sold me a product that they could not provide me! they told me If i call AT&T or Frontier and give hem my account number they will do me a deal to bundle with my new direct TV package! when I called AT&T they old me they can not provide in my area and when I called FRoniter they told me thatthey dont even affilliate themslves with Direct TV anymore! I called direct TV back to complain and the customer service rep had no idea what to do, so I spoke to a supervisor and asked to be compensated for the extra I was having to pay on my internet now, being as it wa stheir fault because they lied to me and sold me a package that they couldnt even provide me! I asked them to throw in fox sports or upgrade my package for free to compensate for the extra I now had to pay on my internet and she said she coulnt help me and that they dont do bundle deals!!!!!!! what the hell… it says on their website TV and Internet bundles! she told me how they only suggest internet providors and cant actually get a deal themselves???? SO what the hell did I just buy????? she just kept on feeding me bullshit after bullshit making me out to be the bad guy!! I cant cancel the package now as the guy has installed my Dish, but I have been liedto and mislead into buying something that they cant provide, the calls are recorded, so what can I do about this?? surley they must owe me for lying to me?

Nagesh answers:

Call direct tv ask too speak too a supervisor then after if not still a happy customer then call the better business bureau!!!!!!!!!!!

Jenny asks…

Dish or Direct TV?

I’m so confused! Right now we have cable, but they just jacked up our rates, because our one year is up.

We’re moving into a new house, and I was wondering if we should try Dish or Direct TV.

Which do you think is better?

I know that Direct TV says it doesn’t charge me for local channels, but I have to pay $9.99/month extra just to get the channels listed in blue, because they’re HD? A lot of these channels are the ones I want, too, like Comedy Central, Food Network, CNN….

Nagesh answers:

I say Dish Network…I’ve had both. Dish does carge like $5.00 for local channels but I’ve never had trouble with them like I did Direct TV. My dish has never went down, there’s never been trouble with pay per views, and for 100 channels with what you want its like 30 plus the 5, for 250 channels its like 50, and they give rebates for paying on time, every once in awhile they give you free pay per views, and each month they have free channel offers, you can upgrade, downgrade whenever you want with the push of a button or online and the customer service people have always been great.

John asks…

Which cable tv company is better- Direct TV or Comcast?

I had Comcast cable tv, but am thinking of switching over to Direct tv.
Which cable service is better? Are they about equal in variety of channels and cost?

Nagesh answers:

Direct tv is not cable tv it is satellite.

Difference being a cable tv provider is primarily terrestrial land based transmission, while satellite is primarily via satellites.

Different technology and different services and programming packages.

Of the 2 I much prefer DTV over crook cast

They have better customer service,less expensive packages, and more HDTV channels…

If you like sports DTV has the clear edge, the only case com cast would be better is if you needed internet through them.

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Your Questions About Food Network

Charles asks…

Best food networks/websites?

Hi foodies out there! What are according to you the best cooking/easy to make recipes/food culture/gastronomic tourism sites in English language? Is there anything you would recommend me to take a look at?

Please, only websites, no personal blogs thanks!

Nagesh answers:

There are many web site some of are following
1. Gojee: The Beautiful One-
Kicking off the list is probably one of the most salivatingly good looking food and recipes websites we’ve ever seen, with huge “food porn” style glossy photos of seemingly delicious meals and cocktails the order of the day. But there’s a brain behind Gojee’s brawn too.

2. Punchfork: The Crowdsourcing One-
No list detailing the Internet’s tastiest recipes sites would be complete without our very own No.1 Tastiest Recipes Site of 2011, voted for voted for by thousands of All My Faves users out of a strong list of nominees. It’s nobly delicious concept is in ‘crowdsourcing’: taking trending recipes from various social networks and food blogs to draw in and curate the perfect, visual recipes platform.

3. Shiksa in the Kitchen: The Home-Style One-
Meet Tori Avey, a Jewish convert whose love for the worldwide history of food and flavour translates brilliantly into an infectious food blog based around the enthusiastic personality of its owner. It’s all about “culinary anthropology” in the Shiksa’s world, and you can explore it with her; through a never-ending list of home-style cooking recipes, enhanced by stories about the history of the recipes.

4. Chocomize: The Chocolate Lover’s One-
Ok so this isn’t technically a recipes site. It’s actually a website that allows you to design your own perfect chocolate bar, and then have it delivered to you or someone you love.

5. Meet The Dubiens – The Parenting One-
Again, this isn’t technically a recipes site. But if you’re a parent with young kids, and you’re looking for new, fun ways to keep your little darlings eating healthily and entertained at the same time,

6. Taste of Home: The Online Magazine One-
It’s not easy for offline publications to adapt to online times. The Internet’s so much more instant and accessible than any paper publication could ever be. And that’s why we’ve included Taste of Home here. They’ve successfully charted the rickety path from magazine to cross platform, interactive, food website and blog

7. Skinnytaste: The Diet-Conscious One-
You know, being healthy doesn’t mean being boring. There’s a ton of great food out there just waiting to be cooked and served at your dinner table that’s both delicious and diet-conscious at the same time. And we’ve chosen Skinnytaste – a blog by skinny-visionary Gina Homolka – as the recipes website that currently best represents the new online breed of recipe curators dedicated to health and taste at the same time.

8. Veggie Num Num: The Vegetarian One-
How easy is it to be a vegetarian nowadays! When you’ve got beautiful websites like Veggie Num Num providing you with a catalogue of recipes that look and (probably) taste great. It’s pretty much a love letter to vegetarianism; with guides to nutrition and being veggie as well as a handy hints ‘n’ tips section alongside its recipes core.

9. Yummly: The Recipes Search Engine One-to-Watch-
One for you to watch this year is Yummly, a semantic recipes search engine, which finds you the most popular recipes from around the web, based on what kind of ingredients, flavors and sensations you feel like.

10. Pinterest: The Trendy One-
You”re either addicted to Pinterest, or heard of it but don’t have a clue what it is. If you’re the latter and you’re also a connoisseur of great looking online recipes, you should definitely give Pinterest a try. One of the most popular ways of using Pinterest is to create online pinboards with delicious looking food pictures

11. All My Recipes Faves: The EVERYTHING One-
Now this list’s aim was to introduce you to some of the more unique recipes websites online. There’s of course many, many more, both on the Web and on your smartphone. And that’s where All My Faves’ Recipes Faves page comes in handy, especially on your smartphone. It takes the logos of all these sites and a few others that also deserve your discerning dining consideration… and puts them all in one, easy-to-use place.

Some are more like
http://www.food.com/recipes
etc..

Michael asks…

Why all the hoopla with food network and Paula Deen?

I cannot believe the recent turn of events with the food network and Paul Deen. There are so many things wrong with this picture.

1) We, the public, should not be privy to the inside information of an on going lawsuit that hasn’t even been to court yet. 2) The AP article states that the case (between Uncle Bubba and the woman named Lisa) was not getting much attention, until Paula’s deposition was made public. 3) There appears to be some court involvement, but there has been no verdict from a court…thus, food network is acting out of a sense of being “politically correct” before anything has been proven to be in or out of context. 4) There has been no evidence of Paula being a “practicing” racist…in fact, what are her hiring practices (?).

The list of wrongs, goes on-and-on.

These are the facts: food network has dumped one of it’s few superstars, who has made them millions of dollars, and brought in millions of viewers…based on alleged information that stands to significantly increase the monetary value of the plaintiff’s lawsuit. (Not to mention that it puts the plaintiff’s lawyer on a national stage.)

Doesn’t food network see anything wrong with this?

Think of it, there is a dispute and a difference of opinion between a disgruntled former employee and an employer; who happens to have a partner (and sister) who has a billion dollar enterprise. If you were the plaintiff, sure you would want to involve the sister!

I call on all of the food network celebrities, in particular the African-American celebrities, who have had interaction with Paula over the years…to come forward about their experiences with Paula. I would like for them to express their opinions as to whether they felt she was a racist.

The media has latched on to their next “best seller” and she is being tried in the court of public opinion…why not ask food network celebrities who actually know her…?

All this, and we haven’t even gotten into a conversation on who owns the rights to use which words, and who gets persecuted for using those words. We haven’t discussed whether food network (or, any network) is going to vet any employee–past, present or future–on whether they have used any language that could be construed as offensive.

Would it be if you have ever used offensive terms in your lifetime, or will they pick a date to begin their inquisition?

Since this story broke, I have heard the N-word five times. All by school children, and passersby while sitting on my porch in Savannah, GA. Yes, they were African-Americans. (Should it matter?) Take it from Oprah who said on one of her shows, ‘that can be one of the most hurtful words, or one of the most endearing…depending on context’.

Who determines intent and context?

Paula may have a lawsuit against food network. It would be funny if, in the end, she owned food network.

At the very least, the magnitude of attention that this plaintiff’s lawsuit has suddenly garnered has increased her potential for a huge out-of-court settlement—which, by-the-way, could be protected by the courts as confidential.
This is their “million dollar cup of (too-hot) McD’s coffee”!!!!

Nagesh answers:

I do not understand the malfeasance of Food Network either. The N-word harbors little to no hatred nowadays. For example, check out Megaman by Lil Wayne and count how many times the n-word is used in his lyrics. It is ridiculous, and a bit uncanny, for one to use such a “terrible” word repetitively. He also recently desecrated the American flag. No one jumps all over his crap for such a dishonoring act.
I agree; it would be extremely funny if she won a lawsuit against food network.
Food Network’s antics in this situation are displaying a major case of immaturity. I used to watch a couple of their programs (I never saw Paula Deen’s show), but now I will probably boycott their network. Shows like Chopped and Cupcake Wars are simply not worth it in order to support an irrational and fallacious company.

Lizzie asks…

LGBT….On the Next Food Network Star….?

How many of the past winners still have a show going on the Food Network

Nagesh answers:

Season 1 Winner(s): Dan Smith and Steve McDonagh

Their show was “Party Line with The Hearty Boys”. The show was canceled in 2006. There were 32 episodes and reruns are shown on Food Network on Thursdays at 4 am.

Season 2 Winner: Guy Fieri

His shows consist of “Guy’s Big Bite”, Diners, Drive-Ins and Dives”, “Ultimate Recipe Showdown” and “Guy Off the Hook”. His shows are still running and he can be seen all over food network. He is my favorite.

Season 3 Winner: Amy Finley

Her show was “The Gourmet Next Door” and aired from October 14 to December 23, 2007, for a total of six episodes, after which it was quietly replaced in its timeslot with reruns of Guy’s Big Bite. Following months of speculation, Finley revealed in May 2008 that she had voluntarily turned down the opportunity to return for a second season, citing the stress of the obligations of being a television personality.

Season 4 Winner: Aaron McCargo, Jr.

His show is “Big Daddy’s House” and is still on the air on Sundays at 12:30 pm/1:30 central. His runner up, Adam Gertler, has his own show called “Will Work For Food” which is shown on Mondays at 8:30 pm/7:30 central.

Robert asks…

People who watch food network cake challenge?

So you now how in mystery client challenges the have to make a cake for someone? Well how do I get them to have a challenge for my birthday?

Nagesh answers:

Hi Beignets!

That’s a classy name you’re using, and you’re making me hungry!

Those cake challenges are fun to watch, aren’t they? I suppose if you’re serious about being a guest on one of the Food Network shows, the first thing you’d want to do is to write them a letter. Address it to: Food Network Cake Challenge, Food Network, 75 Ninth Ave., New York, NY 10001. Their main telephone number is 212-398-8836. In your (typed) letter, tell them something about yourself, especially anything interesting or outstanding about yourself. Tell them why you want to be on the show, and tell them when your birthday is. They have a certain time of year when they tape those shows, so it probably wouldn’t be on your birthday. If you have a special reason for wanting to be on the show, such as your Sweet Sixteen birthday, tell them that, too. (Do you have a special interest in baking? In seeing how a television show is filmed?) I think, if I were you, I would mention briefly why you like the show. It would probably make them feel good and might help you. This sounds like a lot, but keep your letter down to one page because they get a lot of mail, and if they can’t read your letter pretty fast, they’ll throw it out. Also, since they tape in various locations, you could ask where they will be taping for the following year. Include a picture so they can see what you look like. Just as a suggestion, I’d be sure your spelling and grammar were checked and that you had no mistakes because this will be their first impression of you.

Save a copy of your letter because I have another idea. Let’s say that after six weeks, you still haven’t heard back from the Food Network, or let’s say their answer is no. You might try this:

Write to Kerry Vincent, the head judge on the challenges. First, check out her website at: http://www.oklahomasugarartists.com/kerr… You can contact her at this address:

Kerry Vincent, OSSAS Director
10530 S. Urbana Ave.
Tulsa, OK 74137

Phone: 918-299-7125
Fax: 918-745-0879
E-mail kvsugarart@aol.com.

Send her the same letter you sent to the Food Network, except change the wording so it’s to her. Tell her the same things you told the Food Network, and ask her whether she knows how you might be a guest on a show. Even though I’ve included her email for you, I don’t think I’d email her becausse that address is for her Oklahoma Sugar Art things. She’d be more impressed, I think, by a letter.

I thought of one other possibility, but you’ll have to do this on your own because I don’t have the information. You know how they show the name of the production company after the shows? You could watch one of the cake challenges, get the name of the production company that films the shows, and write to them. I think Google would probably list their name and address if you get the name. Then, you could write to them, too. However, if it’s entirely a Food Network production, then you’ve already written to them.

I think that about does it for my ideas. That would be so exciting if you actually pulled it off and got to appear on one of their shows! Unless they get a ton of requests, I’d think they’d be glad to learn of your interest.

I’ll be thinking about you! Good luck!

Sandra asks…

Any watch Food Network?

I watched it the other day and it was Paula Dean and she was cooking these sweet potatoes were you mash up the sweet potatoes then you mix them with something then you round them and stick a marsh mellow in them. but i want to know if any one has the actual recipe for it if you do please may i have it?!

Nagesh answers:

… I think we ALL watch Food Network. It’s the “safe” channel you can show to any of your guests and have them say, “Oh! Food Network! Great channel…”

If you want the recipe, go to FoodNetwork.com for it.

Http://www.foodnetwork.com/food/recipes/recipe/0,1977,FOOD_9936_32335,00.html

I think THAT’S the recipe you’re looking for. They put ALL their recipes online.

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